When creating a new booking, or by editing an existing booking you can use the Caterpay - Verify payment Type to store cards for charging later.
It's a good idea to ensure you have the Address 1 and Postcode fields completed in Guests tab of the booking if you are using AVS checking (and also if you intend to create an invoice).
In Step 4. Finance, you'll select Caterpay - Verify.
On clicking Book, the Caterpay Virtual Terminal is launched, and it will pull through the Guest's address details from the booking.
Enter the Card details and then click the Securely Submit Payment button. After a short wait Caterpay will return a response.
From the Finance tab, under the Payments section, click Add new.
For the payment Type, select Caterpay - Verify and click Save.
The Caterpay virtual terminal window will pop up, allowing you to enter and store the card.
Points to note.
There are important differences between the way this works and the Payment express "Tokenisation" in Caterbook 4.
Firstly, Payment express only runs a simple check to see whether you entered a valid card number, it does not query the banking system. We've had many clients in the past find that they have stored an unsupported card type which they can't then subsequently charge, or find that when they go to charge the card later it either fails, or results in a chargeback due to it being reported stolen.
Caterpay will actually verify that the card is valid against the banking system. As well as checking the card number and expiry date, it will check the provided CVV matches that held by the bank, and you can also configure it to check that the house number and postcode match those that the card is registered to.
Secondly, Payment express allows you to enter the CVV of a card, but it does not actually store it! When you come to charge that tokenised card, because of the missing CVV many banks then view this as an insecure transaction, and pass on a higher processing fee as a result.
Caterpay checks the CVV number at the time of verification, and then we can rebill the card multiple times if required, securely, against the original transaction that had the CVV, meaning lower bank fees for you the merchant.